Legal and Compliance
Ensuring Integrity and Precision in Real Estate Financing
At Riverbank Lending, we navigate the complex currents of real estate financing with
unwavering integrity and meticulous attention to legal compliance. Our commitment to
transparency, reliability, and adherence to the law underpins every aspect of our transactional funding services. Herein, we outline our approach to complying with the broad spectrum of
federal and state regulations that govern our operations.
Federal Statutes
and State Laws
Real estate transactions in the United States are subject to a wide array of federal statutes as well as a combination of state statutes and common law. These laws significantly differ from one
state to another, influencing how Riverbank Lending conducts business across various
jurisdictions. Our practices are designed to comply with these diverse legal requirements, ensuring lawful and ethical operations nationwide.
Commitment to
Fair Housing
The Federal Fair Housing Act prohibits discrimination in real estate transactions based on race, color, religion, sex, or national origin. Riverbank Lending upholds the principles of this Act in all its business practices, ensuring equitable and unbiased services to all our clients and stakeholders.
Adherence to State-Specific Regulations
State-specific regulations have a profound impact on transactional funding and real estate wholesaling operations. For instance, Kentucky’s House Bill 62 redefines “real estate
brokerage” to include wholesalers, thereby requiring them to comply with real estate licensing
regulations. This and similar state-specific laws necessitate a nuanced approach to how we offer our services, ensuring full compliance while maintaining our commitment to providing swift and reliable funding solutions.
Ensuring Compliance Through Transactional Funding
Transactional funding is a pivotal strategy for real estate wholesalers, particularly in navigating
around the limitations imposed by non-assignable contracts and specific advertising regulations without a real estate license. Riverbank Lending’s transactional funding solutions are designed
to be fully compliant with both federal and state regulations, enabling wholesalers to legally
purchase and then resell properties on the same day, thus facilitating seamless and lawful real estate transactions.
Our Proactive
Approach
Riverbank Lending proactively monitors legislative changes and adapts its practices accordingly to remain at the forefront of compliance and regulatory adherence. Our team is dedicated to continuous learning and collaboration with legal experts to ensure our transactional fundingsolutions not only meet but exceed legal requirements across all states we operate in.
Conclusion
Riverbank Lending’s commitment to legal compliance, coupled with our innovative funding
solutions, positions us as a trusted partner in the real estate financing industry. Our adherence to the complex regulatory landscapes underscores our dedication to professionalism, ethical
conduct, and the success of our clients.
Navigate Your
Real Estate Ventures
with Confidence
Partner with Riverbank Lending for transactional funding solutions that are not just efficient, but
also legally compliant and ethically sound. Contact us today to explore how we can support your real estate investment goals within a robust legal framework.